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Terms of use

Last updated 7 September 2026

By using this site you accept these terms. If you do not accept them, please do not use the site.

This document is a working draft prepared alongside the site build and should be reviewed by a qualified lawyer in the publisher's jurisdiction before publication.

Informational use only

This site is published for general information. It is not financial, investment, legal or tax advice, not a recommendation, and not an offer or invitation to deal in any financial product. Nothing here is personalised to your circumstances. See the risk disclaimer.

No warranty

We compile content from primary sources and record dates, but we do not warrant that it is accurate, complete or current. Regulatory positions, platform pricing and published statistics change. You are responsible for verifying anything you rely on at the source we name.

Limitation of liability

To the extent permitted by law, we are not liable for loss arising from use of, or reliance on, this site — including trading losses, losses from dealing with a third party found through this site, and losses from acting on information that was out of date. Nothing in these terms excludes liability that cannot lawfully be excluded, including under Australian Consumer Law or the New Zealand Fair Trading Act where those apply.

Third-party links

We link to regulators, publications and vendors so claims can be verified. We do not control those sites and are not responsible for their content, accuracy, availability or security. A link is not an endorsement.

Intellectual property and citation

Original text, tables and diagrams on this site belong to the publisher. Underlying facts do not — they belong to the regulators, researchers and vendors named as sources, and their own terms govern their material.

You may quote from this site with attribution and a link, and we encourage citing the original source named in the relevant row of the data hub rather than citing us. Wholesale reproduction of pages, or republication as your own work, is not permitted.

Acceptable use

  • Do not use the site unlawfully or to facilitate unlawful activity.
  • Do not attempt to compromise the site or its infrastructure.
  • Do not scrape at a rate that degrades service for other readers.
  • Do not present content from this site as an endorsement of a product or firm.

Automated access by search and AI crawlers is permitted within the limits in our robots.txt, and a machine-readable index is published at llms.txt.

Changes

We may update these terms. The last-updated date at the top of this page reflects the current version.

Governing law

This site is published by an individual rather than a company and is provided free, with nothing sold and no contract formed with readers. No governing law is nominated here. Nothing in these terms removes the mandatory consumer protections available to you where you live, including under Australian Consumer Law, the New Zealand Fair Trading Act and UK consumer legislation.